Do You Need a Medical Exam for Burial Insurance?

Quick Answer

Some burial insurance policies do not require a medical exam, but requirements vary by insurer and policy. Confirm health questions, eligibility, and benefit timing before applying.

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Medical exam and health-question requirements depend on the specific policy. Some simplified issue policies use health questions without an exam. A guaranteed issue policy may omit health questions while still imposing other eligibility rules and a limited-benefit period.

Ask an insurer or licensed agent for the written application requirements and policy terms. This site cannot determine whether you qualify or when full benefits begin.

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