North Carolina Senior Rate Registry
State-regulated final expense insurance rates for North Carolina residents.
Last Updated: March 05, 2026
State Regulator
🏛️ North Carolina Department of Insurance →
Avg. Funeral Cost
$7,800
Browse Rates by City in North Carolina
Aberdeen
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Albemarle
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Anderson Creek
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Angier
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Apex
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Archdale
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Archer Lodge
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Asheboro
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Asheville
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Ayden
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Barbecue
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Belmont
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Bessemer City
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Black Mountain
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Boiling Spring Lakes
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Boone
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Brevard
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Briar Chapel
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Burlington
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Butner
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Carolina Beach
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Carrboro
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Cary
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Chapel Hill
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Charlotte
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Cherryville
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Clayton
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Clemmons
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Clinton
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Concord
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Conover
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Cornelius
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Cramerton
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Cullowhee
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Dallas
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Davidson
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Dunn
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Durham
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East Flat Rock
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Eden
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Elizabeth City
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Elon
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Etowah
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Fayetteville
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Fletcher
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Forest City
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Fuquay-Varina
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Garner
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Gastonia
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Gibsonville
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Goldsboro
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Graham
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Greensboro
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Greenville
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Half Moon
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Hamlet
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Hampstead
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Harrisburg
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Havelock
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Henderson
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Hendersonville
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Hickory
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High Point
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Hillsborough
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Holly Springs
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Hope Mills
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Huntersville
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Indian Trail
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Jacksonville
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Kannapolis
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Kernersville
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Kill Devil Hills
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King
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Kings Grant
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Kings Mountain
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Kinston
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Knightdale
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Lake Norman of Catawba
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Laurinburg
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Leland
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Lenoir
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Lewisville
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Lexington
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Lincolnton
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Locust
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Lumberton
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Marion
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Marvin
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Matthews
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Mebane
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Mills River
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Mint Hill
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Mocksville
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Monroe
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Mooresville
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Morehead City
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Morganton
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Morrisville
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Mount Airy
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Mount Holly
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Moyock
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Murraysville
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Myrtle Grove
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Nashville
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New Bern
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Newton
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Northchase
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Oak Island
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Oak Ridge
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Ogden
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Oxford
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Pinehurst
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Pineville
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Piney Green
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Porters Neck
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Raleigh
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Reidsville
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Roanoke Rapids
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Rockingham
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Rocky Mount
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Rolesville
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Roxboro
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Salisbury
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Sanford
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Sawmills
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Selma
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Shelby
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Siler City
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Silver Lake
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Smithfield
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Southern Pines
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Spout Springs
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Spring Lake
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St. James
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St. Stephens
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Stallings
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Statesville
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Stokesdale
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Summerfield
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Swannanoa
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Tarboro
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Thomasville
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Trinity
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Unionville
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Wake Forest
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Walkertown
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Washington
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Waxhaw
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Waynesville
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Weddington
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Wendell
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Wesley Chapel
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Westport
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Whispering Pines
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Williamston
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Wilmington
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Wilson
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Winston-Salem
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Winterville
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Woodfin
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Wrightsboro
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Zebulon
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Burial Insurance in North Carolina
North Carolina has a population of approximately 8,437,122 residents, with an estimated 1,265,568 residents age 65 or older. We provide rate information for 162 cities across the state.
All burial insurance policies in North Carolina are regulated by the North Carolina Department of Insurance, ensuring consumer protection and fair pricing. The average funeral cost in North Carolina is $7,800, which can be fully covered by a final expense policy.
Final expense insurance in North Carolina offers:
- No medical exam required – Most plans approve applicants ages 50-85 with just a few health questions
- Permanent coverage – Your premium never increases and your benefit never decreases
- Same-day approval – Many carriers offer instant decisions for qualified applicants
- State-regulated rates – All carriers must file rates with the North Carolina Department of Insurance