Montana Senior Rate Registry
State-regulated final expense insurance rates for Montana residents.
Last Updated: March 05, 2026
State Regulator
🏛️ Commissioner of Securities and Insurance →
Avg. Funeral Cost
$7,800
Browse Rates by City in Montana
Anaconda
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Belgrade
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Bigfork
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Billings
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Bozeman
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Butte
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Columbia Falls
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Evergreen
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Four Corners
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Great Falls
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Havre
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Helena
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Helena Valley Northwest
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Helena Valley Southeast
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Helena Valley West Central
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Kalispell
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Laurel
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Lewistown
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Livingston
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Lockwood
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Miles City
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Missoula
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Orchard Homes
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Polson
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Sidney
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Whitefish
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Burial Insurance in Montana
Montana has a population of approximately 592,457 residents, with an estimated 88,868 residents age 65 or older. We provide rate information for 26 cities across the state.
All burial insurance policies in Montana are regulated by the Commissioner of Securities and Insurance, ensuring consumer protection and fair pricing. The average funeral cost in Montana is $7,800, which can be fully covered by a final expense policy.
Final expense insurance in Montana offers:
- No medical exam required – Most plans approve applicants ages 50-85 with just a few health questions
- Permanent coverage – Your premium never increases and your benefit never decreases
- Same-day approval – Many carriers offer instant decisions for qualified applicants
- State-regulated rates – All carriers must file rates with the Commissioner of Securities and Insurance