Michigan Senior Rate Registry

State-regulated final expense insurance rates for Michigan residents.

Last Updated: March 05, 2026

Browse Rates by City in Michigan

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Burial Insurance in Michigan

Michigan has a population of approximately 9,657,449 residents, with an estimated 1,448,617 residents age 65 or older. We provide rate information for 180 cities across the state.

All burial insurance policies in Michigan are regulated by the Michigan Department of Insurance and Financial Services, ensuring consumer protection and fair pricing. The average funeral cost in Michigan is $8,500, which can be fully covered by a final expense policy.

Final expense insurance in Michigan offers:

  • No medical exam required – Most plans approve applicants ages 50-85 with just a few health questions
  • Permanent coverage – Your premium never increases and your benefit never decreases
  • Same-day approval – Many carriers offer instant decisions for qualified applicants
  • State-regulated rates – All carriers must file rates with the Michigan Department of Insurance and Financial Services