Average Funeral Cost in Union City, TN
2026 Funeral Cost Data & How to Cover These Expenses
The average funeral cost in Union City, Tennessee is $7,600.
This includes the casket, funeral home services, cemetery plot, and basic burial or cremation.
Costs can range from $7,000 to $15,000+ depending on service choices.
See how much burial insurance costs in Union City →
Funeral Cost Breakdown in Union City
Here's how a typical $7,600 funeral cost breaks down in Union City:
| Expense | Estimated Cost |
|---|---|
| Casket or Urn | $2,280 |
| Funeral Home Services | $1,900 |
| Burial or Cremation | $1,520 |
| Cemetery Plot | $1,140 |
| Other (flowers, obituary, transport) | $760 |
| Total | $7,600 |
Union City vs. Tennessee Average
The average funeral cost in Union City is $7,600, which is close to the Tennessee state average of $7,600.
Cover Your Funeral Costs for Pennies on the Dollar
Instead of saving $7,600 in cash, you can lock in coverage for as little as $1/day with burial insurance.
Get Union City Burial Insurance Rates →How to Pay for a Funeral in Union City
If you're concerned about funeral costs in Union City, here are your options:
Cremation vs. Burial Costs in Tennessee
If cost is a major concern, cremation is significantly less expensive than traditional burial:
| Option | Average Cost |
|---|---|
| Direct Cremation (no service) | $1,000 - $3,000 |
| Cremation with Service | $3,000 - $6,000 |
| Traditional Burial | $7,600 |
Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.
Frequently Asked Questions
What is the average funeral cost in Union City, Tennessee?
The average funeral cost in Union City is $7,600. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.
How can I pay for a funeral in Union City?
You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.
Is cremation cheaper than burial in Tennessee?
Yes, cremation typically costs 40-60% less than traditional burial in Tennessee. A direct cremation runs $1,000-$3,000, while traditional burial averages $7,600.
What does burial insurance cover?
Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.
Looking for burial insurance in Union City? Compare final expense rates for Union City residents →