Average Funeral Cost in Elk City, OK
2026 Funeral Cost Data & How to Cover These Expenses
The average funeral cost in Elk City, Oklahoma is $7,500.
This includes the casket, funeral home services, cemetery plot, and basic burial or cremation.
Costs can range from $7,000 to $15,000+ depending on service choices.
See how much burial insurance costs in Elk City →
Funeral Cost Breakdown in Elk City
Here's how a typical $7,500 funeral cost breaks down in Elk City:
| Expense | Estimated Cost |
|---|---|
| Casket or Urn | $2,250 |
| Funeral Home Services | $1,875 |
| Burial or Cremation | $1,500 |
| Cemetery Plot | $1,125 |
| Other (flowers, obituary, transport) | $750 |
| Total | $7,500 |
Elk City vs. Oklahoma Average
The average funeral cost in Elk City is $7,500, which is close to the Oklahoma state average of $7,500.
Cover Your Funeral Costs for Pennies on the Dollar
Instead of saving $7,500 in cash, you can lock in coverage for as little as $1/day with burial insurance.
Get Elk City Burial Insurance Rates →How to Pay for a Funeral in Elk City
If you're concerned about funeral costs in Elk City, here are your options:
Cremation vs. Burial Costs in Oklahoma
If cost is a major concern, cremation is significantly less expensive than traditional burial:
| Option | Average Cost |
|---|---|
| Direct Cremation (no service) | $1,000 - $3,000 |
| Cremation with Service | $3,000 - $6,000 |
| Traditional Burial | $7,500 |
Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.
Frequently Asked Questions
What is the average funeral cost in Elk City, Oklahoma?
The average funeral cost in Elk City is $7,500. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.
How can I pay for a funeral in Elk City?
You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.
Is cremation cheaper than burial in Oklahoma?
Yes, cremation typically costs 40-60% less than traditional burial in Oklahoma. A direct cremation runs $1,000-$3,000, while traditional burial averages $7,500.
What does burial insurance cover?
Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.
Looking for burial insurance in Elk City? Compare final expense rates for Elk City residents →