Average Funeral Cost in Clovis, NM

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in Clovis, New Mexico is $8,000. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in Clovis →

Funeral Cost Breakdown in Clovis

Here's how a typical $8,000 funeral cost breaks down in Clovis:

Expense Estimated Cost
Casket or Urn $2,400
Funeral Home Services $2,000
Burial or Cremation $1,600
Cemetery Plot $1,200
Other (flowers, obituary, transport) $800
Total $8,000

Clovis vs. New Mexico Average

The average funeral cost in Clovis is $8,000, which is close to the New Mexico state average of $8,000.

Clovis: $8,000
New Mexico Avg: $8,000

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $8,000 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get Clovis Burial Insurance Rates →

How to Pay for a Funeral in Clovis

If you're concerned about funeral costs in Clovis, here are your options:

💰 Out of Pocket

Pay the full $8,000 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in New Mexico

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $8,000

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in Clovis, New Mexico?

The average funeral cost in Clovis is $8,000. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in Clovis?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in New Mexico?

Yes, cremation typically costs 40-60% less than traditional burial in New Mexico. A direct cremation runs $1,000-$3,000, while traditional burial averages $8,000.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.