Average Funeral Cost in Hammonton, NJ

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in Hammonton, New Jersey is $10,500. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in Hammonton →

Funeral Cost Breakdown in Hammonton

Here's how a typical $10,500 funeral cost breaks down in Hammonton:

Expense Estimated Cost
Casket or Urn $3,150
Funeral Home Services $2,625
Burial or Cremation $2,100
Cemetery Plot $1,575
Other (flowers, obituary, transport) $1,050
Total $10,500

Hammonton vs. New Jersey Average

The average funeral cost in Hammonton is $10,500, which is close to the New Jersey state average of $10,500.

Hammonton: $10,500
New Jersey Avg: $10,500

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $10,500 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get Hammonton Burial Insurance Rates →

How to Pay for a Funeral in Hammonton

If you're concerned about funeral costs in Hammonton, here are your options:

💰 Out of Pocket

Pay the full $10,500 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in New Jersey

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $10,500

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in Hammonton, New Jersey?

The average funeral cost in Hammonton is $10,500. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in Hammonton?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in New Jersey?

Yes, cremation typically costs 40-60% less than traditional burial in New Jersey. A direct cremation runs $1,000-$3,000, while traditional burial averages $10,500.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.