Average Funeral Cost in Grand Forks, ND

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in Grand Forks, North Dakota is $8,600. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in Grand Forks →

Funeral Cost Breakdown in Grand Forks

Here's how a typical $8,600 funeral cost breaks down in Grand Forks:

Expense Estimated Cost
Casket or Urn $2,580
Funeral Home Services $2,150
Burial or Cremation $1,720
Cemetery Plot $1,290
Other (flowers, obituary, transport) $860
Total $8,600

Grand Forks vs. North Dakota Average

The average funeral cost in Grand Forks is $8,600, which is close to the North Dakota state average of $8,600.

Grand Forks: $8,600
North Dakota Avg: $8,600

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $8,600 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get Grand Forks Burial Insurance Rates →

How to Pay for a Funeral in Grand Forks

If you're concerned about funeral costs in Grand Forks, here are your options:

💰 Out of Pocket

Pay the full $8,600 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in North Dakota

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $8,600

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in Grand Forks, North Dakota?

The average funeral cost in Grand Forks is $8,600. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in Grand Forks?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in North Dakota?

Yes, cremation typically costs 40-60% less than traditional burial in North Dakota. A direct cremation runs $1,000-$3,000, while traditional burial averages $8,600.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.