Average Funeral Cost in Black Mountain, NC
2026 Funeral Cost Data & How to Cover These Expenses
The average funeral cost in Black Mountain, North Carolina is $7,800.
This includes the casket, funeral home services, cemetery plot, and basic burial or cremation.
Costs can range from $7,000 to $15,000+ depending on service choices.
See how much burial insurance costs in Black Mountain →
Funeral Cost Breakdown in Black Mountain
Here's how a typical $7,800 funeral cost breaks down in Black Mountain:
| Expense | Estimated Cost |
|---|---|
| Casket or Urn | $2,340 |
| Funeral Home Services | $1,950 |
| Burial or Cremation | $1,560 |
| Cemetery Plot | $1,170 |
| Other (flowers, obituary, transport) | $780 |
| Total | $7,800 |
Black Mountain vs. North Carolina Average
The average funeral cost in Black Mountain is $7,800, which is close to the North Carolina state average of $7,800.
Cover Your Funeral Costs for Pennies on the Dollar
Instead of saving $7,800 in cash, you can lock in coverage for as little as $1/day with burial insurance.
Get Black Mountain Burial Insurance Rates →How to Pay for a Funeral in Black Mountain
If you're concerned about funeral costs in Black Mountain, here are your options:
Cremation vs. Burial Costs in North Carolina
If cost is a major concern, cremation is significantly less expensive than traditional burial:
| Option | Average Cost |
|---|---|
| Direct Cremation (no service) | $1,000 - $3,000 |
| Cremation with Service | $3,000 - $6,000 |
| Traditional Burial | $7,800 |
Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.
Frequently Asked Questions
What is the average funeral cost in Black Mountain, North Carolina?
The average funeral cost in Black Mountain is $7,800. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.
How can I pay for a funeral in Black Mountain?
You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.
Is cremation cheaper than burial in North Carolina?
Yes, cremation typically costs 40-60% less than traditional burial in North Carolina. A direct cremation runs $1,000-$3,000, while traditional burial averages $7,800.
What does burial insurance cover?
Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.
Looking for burial insurance in Black Mountain? Compare final expense rates for Black Mountain residents →