Average Funeral Cost in Murphy, MO
2026 Funeral Cost Data & How to Cover These Expenses
The average funeral cost in Murphy, Missouri is $7,900.
This includes the casket, funeral home services, cemetery plot, and basic burial or cremation.
Costs can range from $7,000 to $15,000+ depending on service choices.
See how much burial insurance costs in Murphy →
Funeral Cost Breakdown in Murphy
Here's how a typical $7,900 funeral cost breaks down in Murphy:
| Expense | Estimated Cost |
|---|---|
| Casket or Urn | $2,370 |
| Funeral Home Services | $1,975 |
| Burial or Cremation | $1,580 |
| Cemetery Plot | $1,185 |
| Other (flowers, obituary, transport) | $790 |
| Total | $7,900 |
Murphy vs. Missouri Average
The average funeral cost in Murphy is $7,900, which is close to the Missouri state average of $7,900.
Cover Your Funeral Costs for Pennies on the Dollar
Instead of saving $7,900 in cash, you can lock in coverage for as little as $1/day with burial insurance.
Get Murphy Burial Insurance Rates →How to Pay for a Funeral in Murphy
If you're concerned about funeral costs in Murphy, here are your options:
Cremation vs. Burial Costs in Missouri
If cost is a major concern, cremation is significantly less expensive than traditional burial:
| Option | Average Cost |
|---|---|
| Direct Cremation (no service) | $1,000 - $3,000 |
| Cremation with Service | $3,000 - $6,000 |
| Traditional Burial | $7,900 |
Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.
Frequently Asked Questions
What is the average funeral cost in Murphy, Missouri?
The average funeral cost in Murphy is $7,900. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.
How can I pay for a funeral in Murphy?
You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.
Is cremation cheaper than burial in Missouri?
Yes, cremation typically costs 40-60% less than traditional burial in Missouri. A direct cremation runs $1,000-$3,000, while traditional burial averages $7,900.
What does burial insurance cover?
Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.
Looking for burial insurance in Murphy? Compare final expense rates for Murphy residents →