Average Funeral Cost in North St. Paul, MN

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in North St. Paul, Minnesota is $9,200. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in North St. Paul →

Funeral Cost Breakdown in North St. Paul

Here's how a typical $9,200 funeral cost breaks down in North St. Paul:

Expense Estimated Cost
Casket or Urn $2,760
Funeral Home Services $2,300
Burial or Cremation $1,840
Cemetery Plot $1,380
Other (flowers, obituary, transport) $920
Total $9,200

North St. Paul vs. Minnesota Average

The average funeral cost in North St. Paul is $9,200, which is close to the Minnesota state average of $9,200.

North St. Paul: $9,200
Minnesota Avg: $9,200

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $9,200 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get North St. Paul Burial Insurance Rates →

How to Pay for a Funeral in North St. Paul

If you're concerned about funeral costs in North St. Paul, here are your options:

💰 Out of Pocket

Pay the full $9,200 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in Minnesota

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $9,200

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in North St. Paul, Minnesota?

The average funeral cost in North St. Paul is $9,200. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in North St. Paul?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in Minnesota?

Yes, cremation typically costs 40-60% less than traditional burial in Minnesota. A direct cremation runs $1,000-$3,000, while traditional burial averages $9,200.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.