Average Funeral Cost in Detroit Lakes, MN

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in Detroit Lakes, Minnesota is $9,200. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in Detroit Lakes →

Funeral Cost Breakdown in Detroit Lakes

Here's how a typical $9,200 funeral cost breaks down in Detroit Lakes:

Expense Estimated Cost
Casket or Urn $2,760
Funeral Home Services $2,300
Burial or Cremation $1,840
Cemetery Plot $1,380
Other (flowers, obituary, transport) $920
Total $9,200

Detroit Lakes vs. Minnesota Average

The average funeral cost in Detroit Lakes is $9,200, which is close to the Minnesota state average of $9,200.

Detroit Lakes: $9,200
Minnesota Avg: $9,200

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $9,200 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get Detroit Lakes Burial Insurance Rates →

How to Pay for a Funeral in Detroit Lakes

If you're concerned about funeral costs in Detroit Lakes, here are your options:

💰 Out of Pocket

Pay the full $9,200 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in Minnesota

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $9,200

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in Detroit Lakes, Minnesota?

The average funeral cost in Detroit Lakes is $9,200. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in Detroit Lakes?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in Minnesota?

Yes, cremation typically costs 40-60% less than traditional burial in Minnesota. A direct cremation runs $1,000-$3,000, while traditional burial averages $9,200.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.