Average Funeral Cost in Lahaina, HI

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in Lahaina, Hawaii is $11,500. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in Lahaina →

Funeral Cost Breakdown in Lahaina

Here's how a typical $11,500 funeral cost breaks down in Lahaina:

Expense Estimated Cost
Casket or Urn $3,450
Funeral Home Services $2,875
Burial or Cremation $2,300
Cemetery Plot $1,725
Other (flowers, obituary, transport) $1,150
Total $11,500

Lahaina vs. Hawaii Average

The average funeral cost in Lahaina is $11,500, which is close to the Hawaii state average of $11,500.

Lahaina: $11,500
Hawaii Avg: $11,500

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $11,500 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get Lahaina Burial Insurance Rates →

How to Pay for a Funeral in Lahaina

If you're concerned about funeral costs in Lahaina, here are your options:

💰 Out of Pocket

Pay the full $11,500 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in Hawaii

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $11,500

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in Lahaina, Hawaii?

The average funeral cost in Lahaina is $11,500. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in Lahaina?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in Hawaii?

Yes, cremation typically costs 40-60% less than traditional burial in Hawaii. A direct cremation runs $1,000-$3,000, while traditional burial averages $11,500.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.