Average Funeral Cost in Kahaluu-Keauhou, HI

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in Kahaluu-Keauhou, Hawaii is $11,500. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in Kahaluu-Keauhou →

Funeral Cost Breakdown in Kahaluu-Keauhou

Here's how a typical $11,500 funeral cost breaks down in Kahaluu-Keauhou:

Expense Estimated Cost
Casket or Urn $3,450
Funeral Home Services $2,875
Burial or Cremation $2,300
Cemetery Plot $1,725
Other (flowers, obituary, transport) $1,150
Total $11,500

Kahaluu-Keauhou vs. Hawaii Average

The average funeral cost in Kahaluu-Keauhou is $11,500, which is close to the Hawaii state average of $11,500.

Kahaluu-Keauhou: $11,500
Hawaii Avg: $11,500

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $11,500 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get Kahaluu-Keauhou Burial Insurance Rates →

How to Pay for a Funeral in Kahaluu-Keauhou

If you're concerned about funeral costs in Kahaluu-Keauhou, here are your options:

💰 Out of Pocket

Pay the full $11,500 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in Hawaii

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $11,500

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in Kahaluu-Keauhou, Hawaii?

The average funeral cost in Kahaluu-Keauhou is $11,500. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in Kahaluu-Keauhou?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in Hawaii?

Yes, cremation typically costs 40-60% less than traditional burial in Hawaii. A direct cremation runs $1,000-$3,000, while traditional burial averages $11,500.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.