Average Funeral Cost in South Miami Heights, FL

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in South Miami Heights, Florida is $8,200. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in South Miami Heights →

Funeral Cost Breakdown in South Miami Heights

Here's how a typical $8,200 funeral cost breaks down in South Miami Heights:

Expense Estimated Cost
Casket or Urn $2,460
Funeral Home Services $2,050
Burial or Cremation $1,640
Cemetery Plot $1,230
Other (flowers, obituary, transport) $820
Total $8,200

South Miami Heights vs. Florida Average

The average funeral cost in South Miami Heights is $8,200, which is close to the Florida state average of $8,200.

South Miami Heights: $8,200
Florida Avg: $8,200

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $8,200 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get South Miami Heights Burial Insurance Rates →

How to Pay for a Funeral in South Miami Heights

If you're concerned about funeral costs in South Miami Heights, here are your options:

💰 Out of Pocket

Pay the full $8,200 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in Florida

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $8,200

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in South Miami Heights, Florida?

The average funeral cost in South Miami Heights is $8,200. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in South Miami Heights?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in Florida?

Yes, cremation typically costs 40-60% less than traditional burial in Florida. A direct cremation runs $1,000-$3,000, while traditional burial averages $8,200.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.