Average Funeral Cost in Hot Springs Village, AR

2026 Funeral Cost Data & How to Cover These Expenses

Quick Answer

The average funeral cost in Hot Springs Village, Arkansas is $7,600. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Costs can range from $7,000 to $15,000+ depending on service choices.

See how much burial insurance costs in Hot Springs Village →

Funeral Cost Breakdown in Hot Springs Village

Here's how a typical $7,600 funeral cost breaks down in Hot Springs Village:

Expense Estimated Cost
Casket or Urn $2,280
Funeral Home Services $1,900
Burial or Cremation $1,520
Cemetery Plot $1,140
Other (flowers, obituary, transport) $760
Total $7,600

Hot Springs Village vs. Arkansas Average

The average funeral cost in Hot Springs Village is $7,600, which is close to the Arkansas state average of $7,600.

Hot Springs Village: $7,600
Arkansas Avg: $7,600

Cover Your Funeral Costs for Pennies on the Dollar

Instead of saving $7,600 in cash, you can lock in coverage for as little as $1/day with burial insurance.

Get Hot Springs Village Burial Insurance Rates →

How to Pay for a Funeral in Hot Springs Village

If you're concerned about funeral costs in Hot Springs Village, here are your options:

💰 Out of Pocket

Pay the full $7,600 from savings. Most families don't have this readily available.

📋 Payment Plan

Some funeral homes offer payment plans, but these often include interest charges.

🤝 Crowdfunding

Platforms like GoFundMe can help, but success isn't guaranteed.

Cremation vs. Burial Costs in Arkansas

If cost is a major concern, cremation is significantly less expensive than traditional burial:

Option Average Cost
Direct Cremation (no service) $1,000 - $3,000
Cremation with Service $3,000 - $6,000
Traditional Burial $7,600

Burial insurance covers either option — your beneficiary receives the full death benefit and can use it however they choose.

Frequently Asked Questions

What is the average funeral cost in Hot Springs Village, Arkansas?

The average funeral cost in Hot Springs Village is $7,600. This includes the casket, funeral home services, cemetery plot, and basic burial or cremation. Prices vary based on the funeral home and services selected.

How can I pay for a funeral in Hot Springs Village?

You can pay through savings, burial insurance, life insurance, payment plans, or crowdfunding. Burial insurance is the most affordable option — coverage starts at $1/day for seniors 50-85.

Is cremation cheaper than burial in Arkansas?

Yes, cremation typically costs 40-60% less than traditional burial in Arkansas. A direct cremation runs $1,000-$3,000, while traditional burial averages $7,600.

What does burial insurance cover?

Burial insurance (final expense insurance) pays a lump sum to your beneficiary upon death. They can use it for funeral costs, medical bills, or any other expenses. Most plans require no medical exam.